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PayPal is an online payment option that operates on ownership of an online account where you can make online purchases and transactions across the globe. Established in 1998, PayPal has cruised through a number of obstacles to emerge as a prodigious online money transfer service providers with a wide global customer subscription.

This online money transfer is a service provided by an American company called PayPal Holdings, Inc. with its corporate headquarters located in San Jose, California. The company has an approximate number of users of a round 165 million people who use PayPal.

Designed for online transfers, users will be required to open and run an account called PayPal account which more or less functions like any other savings or checking account. You can open a personal account or a premier or business account depending on the amount of funds that will be involved in your online transactions.

How PayPal works

The operation of PayPal account is simplistic and straight forward. Accumulation of funds to your PayPal account can be done when you either receive payments from other PayPal members or you link a savings or checking account to your PayPal account and use electronic funds transfer to transfer money or when you get interests on funds that are in your PayPal account.

When making PP transactions online, the money you intend to spend for the transaction can be deducted directly from your PayPal account, provided that the account has sufficient money to cover the transaction.

With absence of sufficient money in your account and if you linked your PayPal account to your savings or checking account with another bank, the funds can be deducted directly from your bank account through E-Check.

The same applies to when you linked the PayPal account to your credit card.Buying goods online through PayPal is done following a process which consists of three main stages. First, after purchasing an item and selecting PayPal as mode of payment, the amounts of your purchase is deducted from your account or credit card as well as bank account that is linked to your PayPal account.

Having been deducted, PayPal credits the seller’s account with the funds deducted from your account and then it generates emails to you and the seller to confirm transaction and transfer of funds. The delivery of the goods purchased rests on your arrangement and agreement with the seller.

Pros of using PayPal

The main advantage of using PayPal is its acceptability since any and most individual will accept online credit card payments with an account, like PayPal. Other benefit associated with PayPal is the ease with which transfer of money from your account to others is done.

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PayPal also enables you to transfer and receive money to international customers, it is also secure as you and your customer don’t need to share your debit card information online when using PayPal, and there is no monthly, setup, membership of cancellation fees that you will be charged.

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Cons of Using PayPal

PayPal can freeze your funds without giving you and prior information of the same. In case of a reversal of a transaction, it can take up to six months for you to get back your money following an investigation. The decision about customer dispute is made by PayPal and you cannot appeal such decision.

A number of casinos are operated and have provisions to customers for using PayPal to make their deposits online. The top casinos accepting PayPal thus include 32Red, Leo Vegas and BGO. 32Red online casino provides a number of games products including Rugby Star, Party Island, fish party, kings of cash, game of thrones and other table games as well as video poker. This casino also offers $32 bonus for every $20 deposited

Leo Vegas online casino offers a number of products including over 350 themed slot games and live dealer games.

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It also provides up to €700 bonus on 4 deposits and 200 free spins over first 10 days. BGO online casino offers games like Twin Spin and Jack Hammer as well as South Park. It also provides a bonus of up to 200% on your first deposit.

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To sum up, using PayPal for all your online money transfer needs is one of the surest and safest ways of online transaction as it is widely accepted and has a global outreach. PayPal can also be used in some top online casinos thus you won’t be required to carry around your cash when going to these places.